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Financial Aid

Graduate Programs

To be eligible for financial aid, you must:

FEDERAL FINANCIAL AID OPTIONS

Federal Work-Study is a federal student aid program offering on campus job opportunities for financial aid applicants who meet specific eligibility criteria.

To be eligible, you must:

  • Be a citizen, immigrant, refugee, or permanent resident alien of the U.S.
  • Not be in default on any federal Title IV loan program and not owe a repayment of a federal grant or scholarship.
  • Be enrolled as a student at UJ.
  • File a FAFSA
  • Demonstrate financial need through the financial aid application process, receive an award, and accept the offer.
  • Submit an I-9 and W-4 to the Financial Aid Department.
  • Maintain good standing and satisfactory academic progress while employed.



Work-study earnings can be applied towards your outstanding balance by signing a form with the Cashier.

Institutional Work-Study is available to students who do not meet the eligibility criteria of Federal Work-Study.

Federal Work Study Details

Federal student loans are available to help cover the cost of higher education for students who are enrolled at least half-time (six credits).


Graduate Students can receive up to $20,500/year unsubsidized (subject to Cost of Attendance).

HOW IT WORKS:

The Unsubsidized Federal Direct Loan is not based on financial need; interest is charged throughout the life of the loan. Students can choose to make monthly interest payments or allow interest to capitalize. If interest is capitalized, it is added to the principal balance of the loan and the Department of Education will charge interest on the new principal amount. This option will increase the total amount repaid over the life of the loan.

TO APPLY:

File a FAFSA

Once financial aid eligibility is determined, you will receive a financial aid award letter. You may accept all or a portion of the awarded loans.

BEFORE LOAN FUNDS CAN BE DISBURSED, YOU MUST COMPLETE:

Entrance Counseling – An online counseling session that helps guide you in managing your student loans, both during and after your program.

Master Promissory Note – A legal document in which you promise to repay your loan(s).

Federal Direct Loan Details

Graduate PLUS Loan

After all unsubsidized loans have been exhausted, this federally sponsored loan program allows you to borrow to meet educational expenses

ALTERNATIVE EDUCATION LOAN PROGRAM

Private education credit-based loans that are offered by several financial lending institutions.

HOW IT WORKS:

These loans can be utilized in addition to or in lieu of federal direct loans. Prospective borrowers may qualify for loans or other assistance under the Title IV, Higher Education Act (HEA) programs. Terms and conditions of the Title IV, HEA program loans may be more favorable than the provisions of the private education loans. You have the right to select an eligible lender; University of Jamestown will process the request in compliance with federal and institutional packaging guidelines.

University of Jamestown maintains a list of alternative/private educational loan lenders through which loans have been processed in the past five years and that are currently offering private educational loans. You are free to select a private loan program that is not on this list.

Private Alternative Loans (FASTChoice)

FINANCIAL AID POLICIES, DISCLOSURES & GUIDELINES












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Katie Dunphy

WE’RE HERE TO GUIDE YOU THROUGH FINANCIAL AID

Our financial aid department is staffed with experts who are ready to answer your questions and help you through the process.

Committed to helping you succeed — both in your career & in your life



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